Check out these three key benefits. For transparency, let’s take a look at how uses the processing fees. Types of online church giving fees Processing rate. See how you can create a slick, fast, and easy-to-use experience with your church app. Here’s a simplified version of what happens when a donation is made online: Giver > Online & Mobile Giving Software > Payment Gateway > Card Issuing Bank > Church Collects Donation. Click here to get started for free at, Online giving has grown 17% since 2016 (Blackbaud Institute), Growth in online giving to religious organizations outpaced other methods of donations (Giving USA), Faith-based organizations received an average online donation of $34.72 in 2017 (Giving USA), 24% of online donations were made with a mobile device (Blackbaud Institute), Online contributions made to churches in the United States nearly doubled from 12% in 2015 to 22% in 2017 (Dunhamn+Company), What’s the best online giving provider for your church, 2.9% + $0.30 per credit/debit card transaction, A donor contributes $100 to your church with a debit card, The fee to make this donation with their debit card is $3.20 (2.9% + $0.30). Sign up in less than five minutes and start receiving gifts online or via the giving app immediately. How seriously is your church taking recurring giving? High-priced options could cost your church or ministry hundreds (if not thousands) of dollars in unnecessary fees every year, so it’s essential to compare all the options before committing to one. If your church processes more than $25,000 per month, please contact us for special rates. Want to learn more about how to avoid overpaying for your church’s online giving solution? Sign up now for Subsplash Giving and you could start accepting donations in minutes! Questions to ask giving providers to ensure you get the best effective rate. Find out here! To help your church think through the costs (and benefits) of online giving, I’m going to talk about: Processing fees are technically complicated. Founded in 2004, Cornerstone Community Church is a young church located in the rural mountains of Virginia. Click to view 4 recent, amazing product upgrades we made! What type of customer support do they provide? But for the sake of this post, here’s what you need to know: Every time you make a purchase or donate money online with your debit or credit, or online with your bank account (ACH), you incur a processing fee. Need help calculating the effective rate of your current giving solution? For years, has been known for bringing innovation into the church through our digital giving tools. Good experiences are everything with your church's app. In this scenario, it doesn’t matter if anyone in your church donates online or not. As you can imagine, we’re excited about the two companies coming together, but we also know that you will have questions or concerns. makes its products better for churches every single month! This was the case for St. John Lutheran Church before they switched to We use technology to equip the Church to grow in the light of the Bible. Be up and running fast. 4.9% for platform fee and 2% + $0.30 per transaction for processing Connect with a Subsplash ministry consultant today. $300 in giving), your account will be charged the remaining portion of the $10 fee. There are two big reasons why this is the case. All online giving solutions charge a small flat fee—ranging from $0.25 to $0.39—for every donation churches receive. No contract or credit card required. From paying for groceries (product) to getting a haircut (service), you will incur a processing fee when you use your debit/credit card. The most important metric to use when comparing the prices of online church giving solutions is the “effective rate.” A giving solution’s effective rate takes everything into consideration, from its processing rate to any additional charges, like monthly subscription costs and security compliance fees. Maximize every dollar your church receives by allowing givers to cover the processing fees. If you create a difficult online giving experience, then many of your church members won’t use it. It read simply, “Merry Christmas.”. Of course, they’d love to write this themselves, but they’re heads down working on the next batch of great features — more customization capabilities, events, integrations and more! Processing fees can be complicated. There’s no way around paying a processing fee. We’ve got some great news coming from the product team! You can sign up in less than five minutes and start receiving gifts immediately. released three awesome updates in June 2020—you don't want to miss them. Click here to get started for free at First, the online and mobile giving tools you use will influence whether or not your church members will actually use them. Check out's all-new church app analytics interface! Let us introduce you to Events. These savings highlight how important it is for churches to take all the costs associated with online giving platforms into consideration before choosing one. Every online church giving solution charges a small percentage for every donation. Just fill out the onboarding form and start receiving gifts immediately. If you process less than $10 in monthly processing fees (which is roughly $300 in gifts based on 3% debit/credit or 1% ACH), you will be subject to the $10 monthly minimum. Receive deposits directly to your bank account daily. Additional insights into calculating and identifying bad effective rates. That’s right! Set up unlimited funds to support your various ministries, from a building fund to mission trips. We keep knockin’ out new features and product updates so you continue to get the most out of your church giving product. Finally, to process a donation, your church needs to use online giving and mobile giving software (like to make it possible. Need help managing your church events? Think about this for a moment: 80% of internet users own a smartphone! Before we get into the details about pricing at, there’s one thing you need to know: The online and mobile giving provider you choose isn’t all about the processing fees. Free books, sermon series, and guides to equip you for ministry. To make online transactions work, there are four organizations involved. Discover the strategies your church needs to know to go digital and thrive in this free guide. As I mentioned above, you don’t have to pay a monthly fee, there are no contracts, and you can cancel at any time. At, we use what is called a pay-as-you-go business model. Every once in a while (read: almost never), the team gives us (the devs) the microphone for a few short minutes. If your effective rate is 3–4%, consider negotiating for a better processing rate or finding a lower-cost giving platform. Use these 4 vital questions to design a church website calendar that promotes engagement and giving. Discover why The Timothy Initiative switched to and how they can now plant more churches. (Processing rate, monthly fees, per-transaction fees, additional fees like batch and PCI compliance fees). Regardless if they order something online or swipe or insert their debit/credit card at a gas station, they expect an easy and straightforward experience. Online giving is growing in popularity every year. Connect with us to learn more about how Subsplash Giving can Fuel Your Mission™! There are two big reasons why this is the case. Email? Chat with us to get the lowest fees for churches receiving over $20,000/mo in online gifts. An effective rate of 3% or less is great! Subscribe and get a copy of our book "Unleash Generosity". At, you get so much more than a slick online giving form. Don't miss these critical May 2019 new tools and updates. Check out the latest newsfeed addition and Instagram integration with our church app. There are a myriad of small fees that many giving solutions charge that churches should watch out for. Choose Your Plan. Phone? Razoo. 80% of folks online have a smartphone — a device that allows them to get online and find information, read books, check email, pay bills, shop, get directions, manage finances, buy coffee, take a cab, and so much more. For example, utility companies (water, electric, or gas), mobile phone companies, and email service providers (Mailchimp) offer a similar option for their users.