With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. Dental health supports your overall health. Emma was excited to be getting braces to correct her overbite.
Jasmine's Dentist advised that gum surgery could help prevent the spread of bacteria from her gum disease to protect her overall health.
IMPORTANT INFORMATION REGARDING DENTAL HMO BENEFITS.
And you'll also automatically save on costly unexpected needs such as fillings or root canals. Large Network of Dentists. Easy. Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.
Pagination. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. Jasmine had gum disease. This policy provides DENTAL insurance only. AL. Dental plans starting at$17.00*per month*Costs vary by state and plan type selected.
Read our FAQs, find a dentist and see resources.
Actual coverage may vary. Save up to 35% with one of our 114,000 preferred (in-network) dentists. #2018-70895 (exp. Savings. Only those services listed in the Dental HMO plan are covered. #2018-70895 (exp.
1/21). Dental PPO plans provide in-network and out-of-network benefits. Guaranteed Acceptance. Typical Dentist Charges, Typical Dentist Charges for a Root Canal and Crown, Guardian Pays 50% for Major Services up to Yr 1 Annual Max, Savings for Jim vs.
Actual coverage may vary. After all, isn't that the point of dental insurance?
The percentage Guardian pays varies by plan color. Dental provider networks vary by state, by market and by plan type. #2018-70895 (exp.
FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-17. Untreated gum disease has been linked to heart disease and stroke. 1/21). Coverage for the basics plus life’s occasional dental surprises, Basic coverage for cleanings and the occasional filling.
Their care, including cleanings and x-rays, was fully covered. Waiting periods may also apply for some services. Instant approval. Ted takes good care of his teeth by brushing and flossing regularly, so he was disappointed when his Dentist found a cavity. Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves. Policies renew annually. And with an in-network dentist, save up to 35% off standard dental rates. Current page 1; Actual coverage may vary. You also pay a copay amount associated with each type of covered treatment. Savings. Rates are guaranteed for one year for your policy of benefits initially selected. No claim forms to submit with an in-network dentist. Typical Dentist Charges, Savings for Emma's Parents vs. No need for you to submit a claim form when using an in-network provider. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. * Coverage based on Dental Advantage Silver PPO plan reimbursement. Visiting a dentist isn't just about your teeth. Dental HMOs do not provide orthodontic benefits if comprehensive orthodontic treatment or retention is in progress as of the member’s effective date. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Typical Dentist Charges. Get a policy today! Listed services, exclusions and limitations do not constitute a contract and are a summary only.
Savings. Actual coverage may vary. Instant approval. After all, isn't that the point of dental insurance? Products are not available in all states. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Protect you and your savings with dental, vision, accident, critical illness & pet plans.
Listed services, exclusions and limitations do not constitute a contract and are a summary only. Get a policy today! * Coverage based on Dental Advantage Gold PPO plan reimbursement. With their Guardian Dental Advantage Bronze plan, Dave and Emily received preventive care from one of our more than 114,000 in-network dentists.
*First Commonwealth Insurance Company — (IL), First Commonwealth Limited Health Services Corporation — (IL), First Commonwealth of Illinois, Inc. Information on the approved state and product specific online enrollment form numbers can be viewed here: Online Enrollment Form Numbers, Save up to 35% by choosing an In-Network Dentist. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves.
Get access to preventive services immediately. Certain services are subject to annual or other periodic limitations.
DENTAL PPO PLANS Policy Form IP-DEN-16 ET. #2018-70895 (exp. Where orthodontic benefits are specifically included, your policy provides for one course of comprehensive treatment per lifetime, per member. Learn more. Large Network of Dentists. Dental bridges can help fix the gap from your missing teeth, and dental insurance can help cover dental bridge costs. With his Guardian Dental Advantage Gold plan, Ted saved $158 on getting his cavity filled. Don't let the need for a filling, root canal, crown, implant, or even kids' braces cause you stress. Policy limitations and exclusions apply. Next, let’s figure out which dental plan is right for you. His Dentist recommended root canal surgery and a crown at a cost of $2,258.
IMPORTANT INFORMATION ABOUT GUARDIAN’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. Individual dental plans do not pay for: oral hygiene services (except as covered under preventive services), orthodontia (unless expressly provided for), cosmetic or experimental treatments, any treatment to the extent benefits are payable by any other payor or for which no charge is made, prosthetic devices unless certain conditions are met, and services ancillary to surgical treatment. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves. Use of an in-network provider may result in reduce out of pocket costs. With her parents' Guardian Dental Advantage Gold plan, Emma's parents were able to save $2,925 off the cost of Emma's new and improved smile. Specialty care services are covered only when referred by the member’s Primary Care Dentist and approved in advance by the Dental DHMO. Pick one Primary Care Dentist from within the Guardian network. * Coverage based on Dental Advantage Bronze PPO plan reimbursement. Large Network of Dentists. * Coverage based on Dental Advantage Gold PPO plan reimbursement.
* Coverage based on Dental Advantage Silver PPO plan reimbursement.
Contact Guardian Direct and get live help from our Customer Care Team. Individual dental plans limit benefits for diagnostic consultations and for preventive, restorative, endodontic, periodontic and prosthodontic services.
With his Guardian Dental Advantage Silver plan, Jim paid only $968, saving $1,290. 1/21). Please refer to your policy for a complete list of limitations and exclusions. Untreated gum disease has been linked to heart disease and stroke, Typical Dentist Charges (Cleaning & X-rays for Dave & Emily), In-Network Dentist Charges (savings up to 35%), Savings for Dave and Emily vs. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Savings.
Jim took a big bite and knew instantly he had cracked his tooth. Dental services covered vary by plan color.
And you'll also automatically save on costly unexpected needs such as fillings or root canals. Guaranteed Acceptance. Find an eye doctor Opens in an external window. Get access to all dental services immediately. * Coverage based on Dental Advantage Bronze PPO plan reimbursement. Large Network of Dentists. Products Underwritten by Guardian Life Insurance Company of America. * Coverage based on Dental Advantage Silver PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Deductibles apply. Because dental insurance includes coverage for regular exams, cleanings and x-rays, the premiums you pay for dental insurance virtually pay for themselves. You pay a small office visit charge (typically $15-$18) each time you visit your dentist. Products Underwritten by Managed Dental Guard, Inc. TEXAS Policy: IP-1-MDG-DHMO-TX-17, Products Underwritten by First Commonwealth Inc. through its Illinois subsidiaries*, ILLINOIS Policy: IP-FCW-DHMO-IL-17. Guardian Direct is here to help you be ready for life's surprises. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control.
With Guardian Dental Advantage Silver, she saved $829. 1/21). * Coverage based on Dental Advantage Silver PPO plan reimbursement. Typical Dentist Charges, Guardian Pays 70% for Fillings after a $50 Deductible, Savings for Ted vs.
Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.
Typical Dentist Charges, Guardian Pays 50% for Major Services after a $50 Deductible, Savings for Jasmine vs.
Easy. Guardian pays a percentage of dentist charges; you are responsible for the remainder. #2018-70895 (exp. 1/21).
Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury.
With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.And with an in-network dentist, save up to 35% off standard dental rates. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Be prepared and enjoy the savings that dental insurance can provide. All covered services must be provided by the member’s Primary Care Dentist.
Dental HMOs provide Pre-Paid dental benefits through a network of participating general dentists and specialty care dentists.