In some cases, using a credit card might be the best option. In addition, loan terms can span anywhere from 90 days to 72 months. Our #1 priority is you, our reader. Due to these high costs, we are going to review some of the top dental financing options for bad credit. Most of the loans offered through this network are unsecured which means you may be able to avoid putting down any collateral. A dental loan can be a A dental loan can be a 1-888-502-8055 Preventative maintenance like regular cleanings can also help to reduce the likelihood of problems down the road. We’ve outlined a few good options below. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. The APR for these loans ranges from 5.99% to 35.99%. February 16, 2020Personal Loans Going to the dentist can be incredibly expensive. PersonalLoans.com can connect you to loans that can be used to fund your dental emergency. An emergency fund is meant to cushion your life against unexpected expenses along the way. How Much Should Your 401(k) Contribution Be? You can … In most cases, installment loans are likely one of your best options if you encounter a large expense you can’t otherwise cover. Likewise, you have a variety of financing options to fit your dental problem and financial situation. If you have a small dental problem, then a short-term personal loan might be more appropriate. Although the company does not provide the loans, it allows you to simplify the loan application process. Of course, there are still some credit cards that offer more favorable terms to borrowers with bad credit history. Brushing and flossing can go a long way when it comes to taking care of your teeth. iCare Financial offers instant approval on dental loans up to $20,000. Read our full review of PersonalLoans.com. If you have a bad credit score, then you should expect to pay a higher APR. Many of these lenders offer affordable, fixed-rate loans, and in some cases, the loans are specifically meant for dental procedures. You can apply for a loan directly on CashAdvance.com to gain access to a large network of lenders. BadCreditLoans works with a wide range of lending partners. And knowing that should really make you smile. If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. CashAdvance.com is another company that works to connect borrowers with lenders. Whether it’s an installment loan, short-term loan, credit card, or financing from your dental office, there is no reason your smile should have to suffer. It’s a win-win! It's simple: we will never steer you in the wrong direction just because a company offers to pay us. Regardless, it’s best to check all of your options for the lowest rate available. Installment loans are typically capped at 35.99% APR, but there are state laws that change that rate in some states. Personalloans.com offers flexible loan terms which range from 6 to 72 months.